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Cell Phone Protection Policy Saves Church

June 15, 2022/0 Comments/in Tips/by chitwoods

John served as the Senior Pastor of the little Church in rural Connecticut. Their attendance rarely exceeded 100, yet they were proud of the work throughout the year. Their small Church structure and modest property may not have been that of the mega-ministries, but Pastor John and his congregation were proud of it and ensured that it was maintained in pristine condition.

Unfortunately, one Sunday, the Pastor had someone go to the local supermarket for some grape juice for their morning communion service. On the way to the store, the driver began texting and had a terrible accident. Everyone was grief-stricken because of the damage done to lives and property. However, one injured sought recompense from the Church (since the texting driver was on Church business).

It looked as if this would be the demise of Pastor John’s ministry and result in the loss of the Church property to pay the lawsuit. But Pastor John and his Church were covered.

Chitwood’s Cell Phone Policy Saves the Day

Almost six months prior to the accident, Pastor John had attended a Church Management Conference. There he engaged our services and purchased the Cell Phone Protection Policy. He wasted no time getting the licensed drivers in his Church to sign the policy.

Since this particular texting driver had signed the policy, the Church was free from any damage claims sought by the injured parties.

It’s Not What You Know That Will Hurt You

Pastors and Church Leaders all across the USA never think scenarios like those mentioned above could happen to them. That is naivety personified.

Just because you or your Church has not been subjected to this kind of action or any other legal activity does not mean it cannot happen quickly. To assume your Church will be spared from any type of lawsuit or investigative action demonstrates that you do not know the world in which we live.
As my grandmother used to say, “An ounce of prevention is worth a pound of cure.” In other words, it is better to have it and not need it than to need it and not have it.

As a blessing to Pastors and Churches across the USA, you may download this Cell Phone Protection Policy via your e-mail address. Click on this link and follow the instructions.

We Are The Best

For 80 years, Chitwood & Chitwood has been providing oversight for thousands of Churches across this great nation. At our Church Management Conferences, we teach what Pastors and Church Leaders should know and provide them with resources to protect their Church, not only from the IRS but also from lawsuits in this tort-focused society in which we live.

Every Pastor, Pastor’s Spouse, and Church Leader must attend the next Church Management Conference. It is not what you know that will hurt you—it is what you don’t know. To register for a conference nearest you, visit us at www.cmtc.org or call 800-344-0076. You will be glad you did.

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Are You Placing Your Donors in Jeopardy of Tax Penalties

May 10, 2022/0 Comments/in Tips/by chitwoods

As I travel across the country assisting Churches and Clergy with their Church books and records, I am constantly amazed at the number of Churches and Pastors who feel as if they are not required or should not obtain a legal 501(c)(3) exemption for their Church and Ministry. Nothing could be further from the truth.

Mr. Jack Taylor of the Indianapolis Baptist Tabernacle (IBT) was denied tax-deduction credit for his donations. The Internal Revenue Service and the Court Judge declared that Mr. Taylor did not prove that IBT was a legitimate church. The Judge declared that all donations for tax credit were solely at the mercy of the IRS and its agents. This snafu cost Mr. Taylor a lot of money in back taxes, penalties, and interest.

I Thought Churches Were Not Required to File 1023

Although Churches do not have to file Form 1023 requesting a legitimate 501(c)(3), the Court Judge declared that nothing in the law “. . . relieves a church from having to meet the requirements of section 501(c)(3).” It also declared that “. . . contributors must prove the church’s right to an exemption under section 501(c)(3) in order to be entitled to a deduction for their contributions.”

Burden of Proof

Without legal 501 (c) (3) status, it is solely the donor’s responsibility to prove that the Church to whom they donated is, in fact, an IRS recognized Church.

In another IRS court case, the court said that anyone who contributes to a church that does not have 501(c)(3) status “. . . may deduct that contribution from his or her income, but if the contributor is audited, he or she has the burden of establishing that the church meets the qualifications of section 501(c)(3) organization . . .” in order to get a tax deduction.

Why would any Church or Ministry place this onus on the back of its faithful donors? To do so is irresponsible. Without the 501(c)(3), the donors may have to prove they deserve the deduction.

Charitable donations to Churches are covered in IRS code section 170(c), which states that donations to Churches are deductible. However, that section also clearly states that the organization must operate in a manner that is consistent with section 501(c)(3). This means that in the absence of the church’s official 501(c)(3) status, the donor must bear the burden of proving that his or her donation is tax-deductible by showing that the church meets all of the requirements as outlined in section 501(c)(3).

Let Us Help

There is no reason that any donor to a Church should ever have to face the burden of having to prove that the Church to which they donated is indeed a Church. For Churches to be non-compliant in this area means one of two things: Either the Pastor and Church do not care about any burden they are placing upon their donors, or the Pastor and Church Leaders did not know? I choose to believe that the Pastors and Church Leaders did not know.

If my premise is correct, take the necessary steps now to ensure that your donors and their generous gifts of support are protected for tax-deduction credit. To do so, attend the Church Management and Tax Conference in the city nearest you. To register, call 800-344-0076 or visit www.cmtc.org. “An ounce of prevention is worth a pound of cure!”

As the Ultimate Church Management Firm in the USA, we know how to protect your Church and Ministry from any IRS violations that may unknowingly loom over you. The reason for our confidence is because Churches and Ministries are all we have done for more than 78 years. As our client, you can rest assured that your Church or Ministry receives our utmost attention and expertise.

Remember, for us; it is “A Ministry – Not A Job!”

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Be Careful When Claiming Charitable Contributions

April 11, 2022/0 Comments/in Tips/by chitwoods

Over the years, our Government and the Internal Revenue Service (IRS) have stripped away our allowable deductions for income tax purposes. The supposed reasoning was to streamline the tax code and bring more revenue into the Government coffers. However, the tax code has not been streamlined or simplified, and regardless of the amount of revenue, the Government continues to outspend income.

One of the few deductions remaining for the average taxpayer is that of Charitable Contributions. Churches depend on the money donated to them on any Sunday to offset their weekly budgets. The generosity of so many who contribute to Churches and Ministries is motivated by the fact that they are still allowed to deduct those gifts from their annual income tax return.

With all of this said, we need to be aware of some issues.

Do Not Earmark Donations for Specific Individuals

Private Inurement is a “no-no” for Churches. The Inurement clause states that Churches are not allowed to benefit private individuals. According to Eric Roberts from the IRS, if anyone earmarks a donation for a private individual, the donation will not be permitted.

The Church counting office or Treasurer should have a rubber stamp that declares, “Not for Contribution Credit,” and every donation earmarked for benefitting an individual should be clearly documented as such.

Giving donation credits to individuals who are not authorized may invoke civil and criminal penalties to the responsible parties of that particular Church. Do Not Test the Waters, or Seek to Circumvent This!

Do Not Allow Bartering

A common practice within Church circles is people, especially Church members, who will buy items for the Church, donate them, and then want contribution credit. This practice may be costly for the Church and/or the individual.
Do not allow people to purchase flower arrangements to place on the pulpit for Sunday service and then want contribution credit. Do not allow them to buy supplies and equipment or donate time for contribution credit. Instead, have them donate the dollar amount of the item or supplies they want to give to the Church, and then the Church makes the purchase. This may seem a little asinine, but it will protect all parties, and the dollar donation amount (unless earmarked for the benefit of a specific individual) will be an allowable deduction.

If they insist on giving the item, instead of cash, only write a letter describing in its entirety what was donated. Do not place a dollar amount on the letter. Leave any amounts to be determined by the individual and their tax preparer.

Make sure that all donations are Tithes, Offerings, Mission Fund, or Building Fund. Do not think you can slip something by the IRS. They know what to look for on a tax return. Cheating on your donation credit will not reduce your tax liability enough to make it worth going to prison. “Give to Caesar that which belongs to Caesar,” and you will not have any problems.

How We Can Help

These and other “hot topic” IRS issues are discussed in-depth at our Church Management and Tax Conferences across the USA. After attending one, the Pastor and Church Leaders will have clear direction on what they can and cannot do. Pastor, Church Leader, Do Not Think you can do Church books without the instruction you will receive at one of these conferences.

This is why it is vital for each Pastor and Church Leader to attend the conference nearest them, NOW! Your procrastination may be the downfall of your Church and Ministry. Contact us today to register by visiting www.cmtc.org or call us at 800-344-0076. You will be glad you did.

Remember, for others, this is a job, but for us, “It is A Ministry!”

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All Income to a Church May Not be Tax-Free

March 21, 2022/0 Comments/in Tips/by chitwoods

The 2017 Tax Reform Act (H.R. 1) reveals many surprises for Churches. One of these is the Unrelated Business Income section. In the past, a Church was allowed to have fund-raisers and other Unrelated Business Income (UBIT) without a requirement to report it to the Internal Revenue Service if all of that income for the year equaled less than $1,000. This has changed.

In the new tax code, Churches may no longer aggregate the Unrelated Business Income but must list each separately. The Council for NonProfits interpreted the effect of the recent change as:

  • Only the first $1,000 of unrelated business income is exempt from taxation under previous law, so the proposed changes would affect many organizations of varying sizes.
  • The change to UBIT could increase taxes on nonprofits, taking revenue away from nonprofits’ mission-related programs and services.1

The Affect On the Average Church

The average church in the USA has a regular Sunday attendance of about 70 people. Only about three percent tithe and only about 11% give in the offering. Their irresponsibility to tithe and give demands Churches to do what they must to pay the monthly bills, and sometimes this includes paying the Pastor.

The Church then initiates fund-raisers to make up the difference. I know of one Church where the tithe and offerings are usually within that 3—11 percent. That Church built a brand new addition with only three percent tithing and 11% percent giving any offering. When I asked the Pastor how they could do it with such small weekly support, he replied: “We have five dinners per month—one every mid-week service and one large one on the last Saturday of each month. The members donate all food and time, and then every member is charged $20 for the weekly meal and $25 for the monthly meal.” The members will not tithe and give offerings as they should but will donate food and their time and then pay for the meal they provided.

The new change in UBIT will require Churches to report all fund-raisers and income (other than tithes and offerings) regardless of the previous law’s $1,000 annual exemption.

Some Churches May Not Survive

With the new tax changes in place, the average Church fund-raiser, yard sale, carwash, and even CD and DVD sales may no longer be profitable for the average size Church. Once time and expense are calculated, and the tax is paid on the net, the average Church will realize a net loss rather than a net gain for the Church bank account.

However, if those Churches do not take other action, they will soon have difficulty paying monthly expenses and then have to choose between paying monthly bills or doing ministry.

Why You Must Call us Today

Chitwood & Chitwood is the premier Church Management firm in the nation because we have 80 years of experience. We know how to bring Churches into compliance without breaking the bank and how to generate a steady flow of income for the Church to do ministry.

This is why it is imperative for every Pastor, Pastor’s Spouse, and Church Leader to attend the next Church Management Conference. To register, please call 800-344-0076. If there is not a conference near you, call and speak with Dr. Ronnie Shaw as to how to bring a private conference to your area so your Church can be taught how to tap into funds that are available to assist you with the ministry God has called you and your Church to do. By doing it our way, it is possible to avoid the UBIT.

1. https://www.councilofnonprofits.org/sites/default/files/documents/tax-bill-summary-chart.pdf

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An Old Scam with A New Twist

February 9, 2022/0 Comments/in Tips/by chitwoods

Pastor Jones called our office, upset that he had received a call from “the IRS.”
The individual who had called him told him that the IRS had deposited a refund into his bank account in error and that he needed to forward that refund to them immediately.
The Pastor checked his bank account to discover an actual deposit had been made, but how could the IRS deposit to his account in error when he had not given his bank account number to the IRS?

Potential Cyber Scams Are Not New

What had happened to Pastor Jones was nothing but an old tax scam with a new
twist. For years, innocent people have received calls from someone claiming to be from the Internal Revenue Service (IRS). Some of these calls have threatened the individuals with impending warrants for their arrest due to money the caller claims the individual owes the Federal Government.

Because we provide Church Management Counsel to Pastor Jones and his church, we immediately researched the issue and discovered that someone had fraudulently obtained his bank routing and account number. The scammers then filed a false claim with the IRS and deposited it into Pastor Jones’ account. They intended to get Pastor Jones to access the money, send it to them, and they would be free and clear while Pastor Jones would have ended up with a bill for the claim from the IRS plus penalties and interest.

What Everyone Should Know About Tax Scams

Please be aware that the IRS will not call anyone and tell them that a warrant is issued. As a matter of fact, if you will call back to the number they provide and call their bluff, they hang up immediately. As for the new twist on the scam mentioned above, IRS spokesman Eric Smith provided us with the following steps to take should anyone receive a call similar to Pastor Jones.

Mr. Smith suggested that no one return calls to the scammers, and we agree. We know our business, so we did this to bait the scammers. That is why they immediately disconnected.

Appropriate Steps to Take

If money that you were not expecting was deposited into your account from the
IRS, you should take the following steps:

  1. You will need to return the money—just do not return it to those who have called
    you.
  2. Close your bank account and contact your tax preparer.
  3. To return the fraudulent refund, go to www.irs.gov and search for “Topic
    Number: 161—Returning an Erroneous Refund—Paper Check or Direct Deposit.”
    Then follow the steps provided in that article.
  4. If it was deposited into your bank account, contact the “Automated Clearing
    House” (ACH) department of your bank. See if you can have the deposit returned
    directly to the IRS. You must also call the IRS to explain why the refund is
    returned. Individuals should call 800-829-1040. If you are a business, call 800-
    829-4933.
  5. If the erroneous refund came to you as a paper check, write “void” on the back
    where you would normally endorse it. Then send the check to the IRS location
    based on the city listed on the refund check. Include a note explaining why you are
    returning the refund. Make a copy of the check and return the original via
    certified mail to be on the safe side.
  6. It is imperative that you return the money as soon as possible. By law, interest
    may have accrued on the fraudulent refund.

Mr. Smith further advised that these types of scams are another reason why no
one should procrastinate in filing their tax returns. If you have fallen for a tax scam, read the IRS’ “Taxpayer Guide to Identity Theft” at www.irs.gov.

Why You Need Us in Your Corner

Chitwood & Chitwood is the number one Church Management and Accounting firm in the nation. With 80 years of experience, we are savvy to everything that Churches and Clergy may encounter.

We file more Ministers’ Income Tax Returns than anyone and get Ministers back an average of $2000 more than other firms. The reason is we have been doing it longer, and we know Ministers’ benefits that others do not know.
We encourage you to contact us if you have not filed your return or if it has been prepared, send it to us for review before filing it. We will review it to see how much we can save you.
At our live Conferences all across the nation, we cover this and many other topics
that every Minister and Church Leader should know. To register for an upcoming Conference, visit us at www.cmtc.org or call 800-344-0076. It will be the best investment you and your Church can make this year.

https://chitwoods.com/wp-content/uploads/2022/02/scam.png 412 720 chitwoods https://chitwoods.com/wp-content/uploads/2021/01/chitwood-logo-without-black-outline-on-gold_1.png chitwoods2022-02-09 18:33:412022-02-09 18:35:37An Old Scam with A New Twist

Are Your Church Contributions Safe for Tax Purposes

January 5, 2022/0 Comments/in Tips/by chitwoods

Over the years, our Government and the Internal Revenue Service (IRS) have stripped away our allowable deductions for income tax purposes. The supposed reasoning included streamlining the tax code and bringing more revenue into the Government coffers. However, the tax code hasn’t been streamlined or simplified. So, regardless of the revenue, the Government continues to outspend income.

One of the few deductions remaining for the average taxpayer is Charitable Contributions. Churches depend on the money donated to them on any given Sunday to offset their weekly budgets. The generosity of those who contribute is motivated by the fact that they can deduct those gifts from their annual income tax return.

We need to be aware of some issues with all of this said.

Do Not Earmark Donations for Specific Individuals

Private Insurance is a “no-no” for Churches. The Inurement clause states that Churches are not allowed to benefit private individuals. According to Eric Roberts from the IRS, if anyone earmarks a donation for a private individual, the donation will not be permitted.

The Church counting office or Treasurer should have a rubber stamp that declares, “Not for Contribution Credit,” and every donation earmarked for benefitting an individual should be clearly documented as such.

Giving donation credits to individuals who are not authorized may invoke civil and criminal penalties to the responsible parties of that particular Church. Do Not Test the Waters, or Seek to Circumvent This!

Do Not Allow Bartering

A common practice within Church circles is people, especially Church members, w buying items for the Church, donating them, and then wanting contribution credit. This practice may be costly for the Church and/or the individual. Although there are ways to recognize those non-monetary contributions, they may prove costly for the donor.

Do not allow people to purchase flower arrangements to place on the pulpit for Sunday service and then want contribution credit. Do not allow them to buy supplies, equipment, or donate time for contribution credit. Instead, have them donate the dollar amount of the item or supplies they want to give the Church, and then the Church makes the purchase. This may seem a little foolish, but it will protect all parties, and the dollar donation amount (unless earmarked for the benefit of a specific individual) will be an allowable deduction.

If they insist on giving the item, instead of cash, only write a letter describing in its entirety what was donated. Do not place a dollar amount on the letter. Leave any amounts to be determined by the individual and their tax preparer.

Ensure that all donations are classified as Tithes, Offerings, Mission Fund, or Building Fund. Do not think you can slip something by the IRS. They know what to look for on a tax return. Cheating on your donation credit will not reduce your tax liability enough to make it worth you going to prison. “Give to Caesar that which belongs to Caesar,” and you will not have any problems.

How We Can Help

These and other “hot topic” IRS issues are discussed in-depth at our Church Management and Tax Conferences across the USA. After attending one, the Pastor and Church Leaders will have clear direction on what they can and cannot do. Pastor, Church Leader, Do Not Think you can do Church books without the instruction you will receive at one of these conferences.

This is why it is vital for each Pastor and Church Leader to attend the conference nearest them, NOW! Your procrastination may be the downfall of your Church and Ministry. Contact us today to register by visiting www.cmtc.org or call us at 800-344-0076. You will be glad you did.

Remember, for others, this is a job, but for us “It is A Ministry!”

https://chitwoods.com/wp-content/uploads/2022/01/Church-And-Religious-Giving-Statistics-Nonprofits-Source.jpg 433 650 chitwoods https://chitwoods.com/wp-content/uploads/2021/01/chitwood-logo-without-black-outline-on-gold_1.png chitwoods2022-01-05 18:41:182022-01-05 18:45:19Are Your Church Contributions Safe for Tax Purposes

The Most Wonderful Time of the Year

December 7, 2021/0 Comments/in Tips/by chitwoods

Andy Williams recorded a great classic many years ago that began like this:

It’s the most wonderful time of the year
With the kids jingle belling
And everyone telling you “Be of good cheer”
It’s the most wonderful time of the year
It’s the hap-happiest season of all
With those holiday greetings and gay happy meetings
When friends come to call
It’s the hap-happiest season of all.

There is no other holiday season that has the meaning as that of Christmas. As Christians, we use this time to celebrate the birth of our Lord and Savior, Jesus Christ – the fact that God Himself would take off the cloak of divinity to cloak Himself with that of humanity, only to later die for the sins of all mankind.

As you enter this joyful sacred time of the year remember the reason for the season, but also use it as a time for reflection and prayer for those who may be less fortunate than yourself.

Not Everyone Enjoys Christmas

While Christmas is the most wonderful time of the year, for many it is a time of sadness and despair. According to statistics, more people experience depression/despondency during this great holiday season, than at any other time of the year. The time that we use to celebrate the greatest birth ever on this planet, is ironically the time for more suicide attempts.

Maybe the reason for the depression is because some are alone and have no family with which to share the joyful time. I know this is true in many nursing homes across our nation. Our elderly are herded into them by kids who do not want or cannot afford the responsibility of caring for an aging parent. Unfortunately, many of these nursing home residents seldom, if ever, get a visit from those for whom they have given their lives – their families.

Some may suffer depression because their finances did not afford them the opportunity to give everyone the gift they really desired to give – causing not only a feeling of depression, but also inadequacy. If this is the reason, it really testifies and condemns that in which we have evolved this great time of year –commercialism, rather than spiritual awakening and renewal. 

Jesus’ birthday is the only birthday in the world where gifts are given to everyone else but the person whose birthday it really is.

What You Can Do to Ensure the Season Remains Joyful for All

When I have shared my thoughts about this with others, they usually say something like: “But Jesus is not here for us to give Him a gift.” My response is, “Au Contraire” (French for “On the Contrary).

Jesus may not physically walk this earth today, but His Body – His church does. Many church people spend God’s tithe and offering on “Black Friday” shopping sprees, rather than give it to the church. Why not, in addition to your tithes, this year give a sizeable offering to God’s house for use in the ministry of our Lord. Your gift to Him should exceed the amount you spent on others – after all, no one has ever given you what He has-eternal life.

Another gesture would be to find someone less fortunate than you and do something special for them. Do not consider what they can do in return for you. If your gift giving is predicated on what others are going to give you, you haven’t given anything – all you have done is swapped, or traded. It is never a gift when something in return is expected (this does not mean that something cannot be given to you – it only means you do not expect or demand it).

A real gift is giving to someone who cannot give back.

In Closing

Chitwood and Chitwood wants to take this moment to thank every church, ministry, and minister for the opportunity to take the burdensome load of bookkeeping and IRS reporting from you.

We do not take our role lightly. For us it is “A Ministry – Not A Job!”

On behalf of myself and all of our staff, let me say to each of you, Merry Christmas. We pray that it will be one of great joy for you and your families. 

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Churches, Pastors, and Love Offerings

November 18, 2021/0 Comments/in Tips/by chitwoods

Pastors and ministers of religious institutions have come under increased scrutiny
relating to cash practices, and the proper accounting as well as reporting required for each.

There was a Pastor of a good Church in the mid-Atlantic region. The Church paid its
obligations promptly each month. To look at it from the outside looking in, everything
seemed fine. The un-manifested problem however was the Pastor. He felt as if the Church
failed to properly support him (though it arguably did, based on the size and income of the
ministry).

He decided the best way to supplement his income encompassed receiving “Love
Offerings” each week that would be earmarked as such. This Pastor began to remove the
cash from the offerings. If any individual wrote a check for that “Love Offering” the
Pastor would simply remove that amount of cash from the collection, thereby leaving the
check to be deposited to the Church’s account.

One of the Elders approached the Pastor in love and expressed his concern for the actions
of the man of God. The Pastor defensively replied, “I bring it in. I should be able to take
it out.” Whether or not someone blew the whistle, or it was the result of other issues, the
IRS began their audit.

When the IRS showed up and indicted him on five counts, one of which included illegal love
offerings, the Judge and jury would not accept the Pastor’s arguments. The Pastor
discovered himself in a “prison ministry” of which he had no desire or anointing to fulfill.
He went to prison!

Legal versus Illegal

Every Pastor I know is elated when they receive the proverbial “Pentecostal Handshake,” i.e. money placed into their hands. Often these warriors of the Gospel received different types of cash as part of their operations and activities. These cash payments could consist of contributions, “love gifts,” honorariums, cash donations or donations of items or property. It is vital for ministers to understand the terms and what such payment may represent under IRS regulations.

For something to be a true “gift” and considered a nontaxable event, it must meet several
criteria that are outlined under the original Duberstein case. That with which God
desires to bless you, may curse you if not transacted properly. What you do not know can
hurt you!

Not all “Love Offerings” are taxable, but many of them are. It is when the Pastor,
minister, or Church does not know the difference that it creates conflict that may lead to
penalties or possible imprisonment. Just because a “Love Offering” is made as a
charitable contribution to a church or tax-exempt religious ministries does not constitute
it as a tax-free gift to ministers or Pastors.

When “Love Offerings” are formulated properly they can be tax-exempt. Herein lies the
problem – most Churches, Pastors, and ministers do not know the difference between
demarcation lines of legal or non-legal.

What Does God Say?

God wants to bless His people, especially those serving in front-line ministry. 1 Timothy
5:17-18 declares, “Let the elders that rule well be counted worthy of double honor,
especially those who labor in the word and doctrine. For the Scripture says, ‘Thou shall
not muzzle the ox that treads out the corn. And, the laborer is worthy of his reward.’”
Since God desires for ministers and Pastors to be financially blessed, to whom does the
responsibility lies to see that they are blessed? Galatians 6:6 answers this question. “Let
him that is taught in the word communicate [become a partner] unto him that teaches
in all good things.” It is the responsibility of anyone, taught by the man and woman of
God, to bless those in ministry.
However, there is a command that is from the mouth of our Lord that we must heed. Jesus
declared in Matthew 22:21b that we are to “. . . Render [give] unto Caesar [the
government] those things which are Caesar’s [the government].”
God desires that ministers and Pastors be financially blessed by others, but we must do it
the right way (Rom. 13:1-2; Heb. 13:7).

The Last Word

As the ultimate organization in our field, Chitwood & Chitwood eighty one years of experience
has placed us at the highest echelon in protecting Churches, Pastors, and ministers.
We are number ONE in our field. Anyone who has begun a new Church or is considering forming a new Church-solve your compliance issues at the outset by starting Church right. It is easier to end right if you start right.

This is why every Pastor, Pastor’s Spouse, and Church Leader should attend the next
Church Management Conference where you can gain access to the valuable knowledge
as to which “Love Offerings” are legal and which are not. We will show you the proper
methods for establishing “Love Offerings” inside and outside of the Church setting.
Legal blessings are always better than those that are not! As the best in America, we
have only your best interest at heart. To register for the next conference please call 800-
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Giving During Covid

October 5, 2021/0 Comments/in Tips/by chitwoods

Your church might have reduced face-to-face administrations and exercises in light of the COVID-19 epidemic.  Nevertheless, there is no halting your church’s finances, contracts, and other monetary commitments. 

Astute church pioneers will need to be proactive and do everything they can to help their parishioners stay associated with the church, overcome this monetary crisis, and feel welcome to keep up with monetary assistance for the church. 

No activity or practice will guarantee the monetary steadiness of your church.  Nevertheless, deliberately setting up sufficient components will give a solid structure to manageable financial giving. 

Here are a few thoughts. 

1. CARES Act
The Paycheck Protection Program of the U.S. Government’s Coronavirus Relief Package offers credits to private companies (counting churches) to assist with keeping laborers utilized during this crisis. Here is the kicker: The credits do not need to be reimbursed as long as your church follows intently some patently straightforward rules.

2. Internet giving
In the event that your congregation has not yet gotten into on the web and computerized giving, the COVID-19 emergency gives a phenomenal impetus to do as such. In case you are as of now offering computerized giving, consider extending the alternatives. What administrations do your giving-administration organization offer that could furnish your gatherers with considerably more freedoms to give? The guideline is this: The simpler you make it for individuals to give, the more probable they will be to give. 

3. Incorporate “offering” through virtual services
Many churches are — shrewdly — going to virtual and live streaming services while limitations on movement and social events are in place. Strikingly, “offering” a piece of assistance is regularly discarded in the advanced form. This is a mistake. During the virtual service, incorporate an “offering second ” where you recount a story, clarify a service, or spotlight the mission of the church, and then welcome people to give a donation. Then, remind individuals how they can give. Utilize their focus by letting them know the church’s location to send checks, a website for internet giving, or a phone number where they can message or telephone in a gift and give them an opportunity to react, maybe by playing uncommon music. 

Don’t pressure people to give. Recognize that certain individuals who have lost positions essentially can not bear to give at the moment. Tell them that is alright and stay away from the “alarm card.” The frenzy card might get individuals to give only once, and not continue in the long term. Furthermore, over the long haul, it harms trust in the service and the giving of monetary contributions. 

4. Correspondence

Correspondence is perhaps the primary approach to church giving and not simply via those delicate suggestions to keep the donations streaming. Indeed, asking for monetary help should represent a small portion of the correspondence you send. Why? For some believers, Sunday service is their essential association with a church.  Communications through an assortment of media help members remember the church. When people feel appreciated, they are bound to react more positively to a solicitation for help. 

5. Snail Mail Requests

Advanced giving alternatives are a requirement for the 21st-century church.  However, a significant number of our more seasoned individuals are not technically inclined. Luckily, the U.S. Postal Service is still in business and will mail envelopes to any place you address them. An elegantly composed letter requesting that devotees make an ordinary or an exceptional gift will go far. 

Keep the letter energetic! Talk about the magnificent service that is occurring in the church and how the staff and members are proceeding with God’s main goal, even in troublesome conditions. Feature whatever web-based service prospects there are occurring within the church. Make it simple for them to give by including a post-marked, stamped envelope, so they can easily send in their checks. What’s more, in light of the fact that numerous seniors do utilize PCs and cell phones, audit your church’s computerized giving alternatives, as well. 

6. One-On-One Inquiring

The most probable individuals to give in a period of emergency are the ones who have the monetary ability to give as well as a solid obligation to the church. Who are these individuals? You should know: They are the ones who as of now give liberally. 

During this crisis, converse with the best ten or twenty providers and ask them for a unique commitment to assist with getting the church through the emergencies. As the head of the church, the minister or elder ought to in a perfect world be the person who makes the solicitation. 

Nevertheless, a regarded and believed head member of the church might also substitute. Even better, they could make the solicitation together! 

7. Request “Front-Stacked” Contributions

Each December as far back as you can recollect, many reliable individuals within the church have gladly and dependably made a considerable year-end gift. That is extraordinary! Yet, could the Joneses give their donation this spring all things being equal, during a time when your church dearly needs it? Welcome parishioners to make their contributions early. 

For further questions on how to keep parishioners giving during the COVID-19 crisis, please contact Chitwood and Chitwood at 423-892-4882 or find them online at chitwoods.com.

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13 Ideas for Churches to Consider During the COVID-19 Crisis

August 31, 2021/0 Comments/in Tips/by chitwoods

The news and our personal conversations are now being fully monopolized by the Covid-19 virus. However, as believers, fear should never be our response.

It is one thing to have a healthy respect for illness and what it can do to our lives. We should do that – and be wise in preventive measures. However, the Bible contains three hundred and sixty-five references to God telling his people to “fear not.”

Because of our faith in a mighty God, we should be the people, “who keep their heads when all about you are losing theirs.” We should be a model to the world of how to respond.

We have put together eleven ideas for churches to consider during a time in which our communities are in a heightened state of fear and concern.

  1. Plan for a realistic timeline: Unless things radically change, we are looking at weeks more of increased distancing and isolation. On the plus side, this gives us a planning window. Have special plans for September that include socially distanced get together or Zoom meetings.  Use October for a different focus. Sketch out your November with further engaging but safe church activities.
  2. Minister to those with COVID-19: Make a plan for how you will minister to those who are sick. Many pastors are already wrestling with this. With distancing rules, consider incorporating phones, videos, and think about how to have care packages delivered. Many will get the virus and recover. If health experts assure us that the recovered have immunity (and if they are willing) those individuals with confirmed cases and have recovered may become the ones best equipped to encourage the sick.
  3. Communicate hope, and report only facts: When our community is in a state of fear and uncertainty, we have a great opportunity for ministry. We have a marvelous opportunity to speak in terms of our hope and confidence in God through this season. Fear is a psychological, emotional, and spiritual battle. We have the opportunity to offer comfort. Additionally, be sure to communicate accurate information. Sources such as the CDC and WHO should be the ultimate source for facts. It is important not to spread misinformation unconsciously.
  4. Consider economic impact: In these times of economic distress, members of our community may seek assistance and support from their local church. Counselors, support groups, and benevolence ministries are all opportunities for church leaders to become a resource. 
  5. Know or find out who the community partners are in the field. This may also be an opportunity to establish a crisis needs fund. Many will be out of work and miss paychecks. Students who rely on school programs for meals will go without sustenance. If the need is wide enough, church leaders could ask for special gifts to serve the needs of people in crisis.
  6. Take precautions to protect the vulnerable, and remember the lonely: Several churches are setting up task forces with medical professionals to announce slight changes. This is an example of a “Short Term Activated Team.” These types of action steps ensure your congregation is informed and shows them you are being proactive. Additionally, consider those in your church who may be lonely. Twenty eight percent of American households have only one person. People in these circumstances may have little interaction during these weeks. Develop a phone call routine. Enlist others to consistently help.
  7. Go digital, and be creative: This is absolutely an opportunity to expand online efforts. Use simple streaming tactics, or pilot multiple online, digital communication strategies that keep people connected and encouraged. This first starts with worship streaming.  An alternative to investing in live stream equipment would be to partner with other local churches who have live-stream capabilities. Then, funds can be saved to serve neighbors facing economic hardship during this time. Furthermore,  be creative with the arts. It has been amazing to see many musicians do mini concerts online and via Facebook. Could one’s church team produce a five to seven minute encouragement online in this way? Build a special Spotify playlist of worship songs focused on God’s presence, healing, and salvation. Share it widely via social media. Consider a “daily dose” audio podcast that is a daily message of prayer, affirmation, and teaching (two to five minutes). Use Instagram and Facebook Live to stay in communication. Consider having worship leaders calling to play a song for someone who is sick.
  8. Tap into small groups, and minister through the people: This is the time for small groups to shine. Let them figure out Google hangouts, Zoom calls, and other methods quickly. Encourage them to meet MORE frequently than normal. Give the leaders some slide decks to do some church announcements. This is a great opportunity to get people focused on caring for friends, neighbors, and coworkers. Ask, “As you find people impacted that we can serve, would you please let us know?” This reporting system could be met with the response of many possibilities. However, make sure to follow through with any promises made. False promises of help will discourage members who are eager to serve others. Be bold with sharing the gospel.
  9. Teach about giving: During times of crisis, giving is undoubtedly affected. Use this as an opportunity to teach regularity in stewardship. Ministries still continue, and missionaries still need support, even if the church is not meeting regularly. Additionally, churches are still in need of loyal stewards who will walk with church members through thick and thin. Many churches are already utilizing online giving. This is a great time to remind one’s church how easy it is to set up and use. Prepare an easy step-by-step guide for using online giving as well as setting up recurring giving, and include it in daily communications.
  10. Issue a mission of the day: Post on social media or the church’s website with a mission they can participate in each day. Bake something for a neighbor, write a note, give a neighbor one’s phone number to call if they are lonely. Place the note in a plastic bag or envelope and tape it to the mailbox. Serve those neighbors in some creative way. Then ask for reports of how this went for those who tried it.
  11. Consider drive-in or drive-thru options: With the right set up and good social distancing, this could be a real possibility. This takes some creativity and work to set up but should be considered. Drive-in options can be utilized for prayer or for a large service (if you have the technology). Parking lots can be used as well as drive-in theaters or any place wide open that allows enough space.
  12. Plan for pregnant women, kids, and families: Some church members may be pregnant with a child right now, so consider special touches to reach out to them. Perhaps organize a virtual shower through a gift list and zoom. Furthermore, with no youth sports or schools open – consider the myriad of opportunities with digital outreach for kids. These could include story time with a pastor at nine a.m. and an eight p.m. Bible lesson every night. One church said they are encouraging “family worship time” every night at a set hour with a broadcast for ten minutes that has a guided session for families.
  13. Finally, pray for revival! Crises can also lead to reawakenings. Most people come to faith during a crisis, or at some turning point in their lives. This could be a marvelous harvest season if we respond not from fear but with compassion and boldness.
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